The DebtFree approach

Your numbers stay with you

Effective October 1, 2026. This policy describes debtpayofftracker.app. The iPhone app has its own app privacy policy.

Calculator inputs

Balances, names, APRs, and payments are processed in your browser’s page memory. This website does not submit those inputs to a server, add them to a URL, save them in browser storage, or send them to analytics. Reloading the page resets the inputs. There is no website account, financial-data database, or connection to a bank.

Downloads

The date-card tool creates an image in your browser only when you select Download. The card contains the estimated month and year, not balances or debt names. Once you share a downloaded image elsewhere, that service’s privacy practices apply.

Hosting and ordinary web requests

Visiting a website requires the hosting provider to receive ordinary request information, such as an IP address, user agent, and requested path. The site is prepared for Cloudflare Pages hosting. That infrastructure can process request information for delivery and security. This is separate from the calculator’s financial inputs.

Analytics

No analytics script is enabled in the supplied website build. If the publisher enables Cloudflare Web Analytics for deployment, it will be used for aggregate website usage and performance, without custom events containing financial inputs. No other analytics, advertising pixels, or third-party fonts are included. See Cloudflare Web Analytics for the provider’s description.

Support and external links

If you email support, your message and email address are handled by the email providers involved and the recipient. Send only what is needed to explain the issue. App Store and government-source links take you to services with their own policies.

For a privacy question or a request about information you sent to support, email robbie12123@gmail.com. There are no stored calculator records for us to retrieve or delete.